Active2865 Lanier Beach South Road, Cumming, GA 30041
MLS# 7844197 · Listing Courtesy Of: Virtual Properties Realty.Net, LLC.
Listing Contact: 770-990-8956
Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $1,846 |
| Property taxes (from listing data) | $309 |
| Property taxes with standard homestead (est. — saves about $51/yr) | $304 |
| Home insurance (est. 0.2% of price / yr) | $61 |
| Utilities (est.) | $320 |
| Estimated monthly total | $2,535 |
| Estimated monthly total with homestead (est.) | $2,531 |
About this home
Welcome to this inviting four-bedroom, two-bath home, ideally situated just half a mile from a dog-friendly Lake Lanier park and boat ramp. With no restrictive HOA, this property offers comfort, convenience, and the flexibility to make it your own — whether you're looking for a great mother-daughter setup, a smart live-in investment opportunity, or simply a place to call home. Inside, the open-concept kitchen and living area is highlighted by a beautiful raised stone fireplace, while the spacious family room welcomes abundant natural light. Two bedrooms are located upstairs and two downstairs, creating a versatile layout for family, guests, a dedicated home office, or separate living quarters with real privacy between floors. Enjoy outdoor living on the covered deck, complete with a ceiling fan and views of the fenced backyard. A generous utility and mudroom provides a sink, laundry area, ample storage, and a secure pet entrance. Valuable updates include an all-electric HVAC system installed in 2018 and a tankless water heater added in 2025. Location, location, location! The home is convenient to Walmart, Target, Home Depot, Costco, BJ's, and an array of popular restaurants,…
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
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Listing data last updated: Oct 26, 2026, 8:01 PM