Active Under Contract3820 Sierra Knolls Court, Cumming, GA 30040
MLS# 7739721 · Listing Courtesy Of: Park Place Brokers
Listing Contact: 770-378-5754
Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $6,022 |
| Property taxes (from listing data) | $429 |
| Property taxes with standard homestead (est. — saves about $22/yr) | $427 |
| Home insurance (est. 0.2% of price / yr) | $198 |
| HOA dues (from listing data) | $110 |
| Utilities (est.) | $454 |
| Estimated monthly total | $7,214 |
| Estimated monthly total with homestead (est.) | $7,212 |
About this home
Penny Plan Lot 182: 5BR/ 4.5BA on Basement with 4 CAR GARAGE ON LAKE- Discover extraordinary lakefront elegance on a generous private lot in the prestigious gated Sierra Lake community, located in vibrant Cumming, Georgia.Perched on one of the neighborhood's premier oversized homesites right beside the peaceful 15-acre fishing lake, this brand-new home delivers unmatched serenity and seclusion. Relax on your spacious covered rear porch, where panoramic vistas of the glistening water and spectacular sunsets become your daily escape—your ultimate backyard haven awaits.A quick stroll brings you to an array of outstanding resort-inspired amenities: an expansive resort-style pool, warm and welcoming clubhouse, picturesque walking trails (many looping around the lake), playground, dedicated dog park, soccer fields and play areas, fishing docks, and additional recreational perks—all crafted for effortless family fun, fitness, and downtime.Boasting more than 4,000 square feet of intelligently planned, open living areas, this 5-bedroom, 4.5-bath residence is an ideal fit for extended families or those desiring generous space and personal privacy. Premium highlights feature a main-floor…
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
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Listing data last updated: Oct 30, 2026, 5:00 AM
AI Insight
This luxury home in Sierra Lake stands out for its spacious 3,987 sqft floor plan, 5 bedrooms, and 5 bathrooms, making it suitable for a large family or multi-generational household. Its price of $1,190,990 is a discount from its original listing price, positioning it slightly above the city median price per sqft of $232. With its 4-car garage and HOA fee of $1,320 annually, this property may appeal to a busy professional or family looking for a hassle-free living experience.
Written by Blustone AI from the live listing data above — verify anything important with Satish before relying on it.