Active3995 Shelby Lane, Cumming, GA 30041
MLS# 7860785 · Listing Courtesy Of: Mark Spain Real Estate
Listing Contact: 770-886-9000








Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $2,604 |
| Property taxes (from listing data) | $377 |
| Property taxes with standard homestead (est. — saves about $44/yr) | $373 |
| Home insurance (est. 0.2% of price / yr) | $86 |
| HOA dues (from listing data) | $31 |
| Utilities (est.) | $336 |
| Estimated monthly total | $3,434 |
| Estimated monthly total with homestead (est.) | $3,430 |
About this home
Discover the space, comfort, and charm of this inviting home tucked away on a quiet cul-de-sac in a neighborhood with a single entrance and exit. Relax on the welcoming front porch before stepping inside to a grand foyer, separate living and dining rooms with arched entryways, and wood flooring throughout the main level. The kitchen features stone countertops and a dedicated eat-in area, with an open view into the spacious great room complete with a fireplace. Natural light fills the home, creating a bright and comfortable atmosphere. Upstairs, carpeted flooring extends throughout the upper level, where generously sized secondary bedrooms offer plenty of space, including one with convenient access to its own bathroom. The oversized primary suite is a true retreat with a high tray ceiling and walk-in closet. The primary bath features dual vanities, a separate shower, and a garden tub for relaxing at the end of the day. Enjoy the combination of generous living spaces, a functional layout, and a peaceful setting in this wonderful home!
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
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Listing data last updated: Oct 30, 2026, 7:15 AM