Active Under Contract3995 Sierra Lake drive, Cumming, GA 30040
MLS# 7824049 · Listing Courtesy Of: Park Place Brokers
Listing Contact: 770-378-5754
Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $5,188 |
| Property taxes (from listing data) | $429 |
| Property taxes with standard homestead (est. — saves about $25/yr) | $427 |
| Home insurance (est. 0.2% of price / yr) | $171 |
| HOA dues (from listing data) | $110 |
| Utilities (est.) | $447 |
| Estimated monthly total | $6,345 |
| Estimated monthly total with homestead (est.) | $6,343 |
About this home
Penny Plan Lot 180: 5BR/ 4.5BA Nestled within the gated lakeside community of Sierra Lake in Cumming, Georgia, this Model Home offers a rare combination of tranquility, space, and convenience. Positioned on an oversized lot with direct lake access, the home invites you to enjoy peaceful views from the covered rear porch, master bedroom and great room. A easy walk to the neighborhood’s resort-style amenities, including a pool, clubhouse, playground, and scenic walking trails, and dog Park. Inside, nearly 3914 square feet of thoughtfully designed living space accommodates multi-generational needs with five spacious bedrooms and four and a half baths. The main level features a private guest suite with its own bath, a formal dining room, and a flexible living room or office. The heart of the home includes a chef’s kitchen with a built-in coffee bar and walk-in pantry, opening to a fireside family room with custom cabinets. Upstairs, a media room provides the perfect retreat for movie nights or game days. Additional highlights include two fireplaces, a four-car garage, and elegant finishes throughout and covered Patio with Fire pitt. Located just minutes from GA-400 and Lake Lanier,…
Schools (from listing data)
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Map
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Listing data last updated: Oct 30, 2026, 5:00 AM