Active Under Contract4120 Sierra Vista Circle, Cumming, GA 30040
MLS# 7678799 · Listing Courtesy Of: Park Place Brokers
Listing Contact: 770-590-1911
Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $5,056 |
| Property taxes (from listing data) | $429 |
| Property taxes with standard homestead (est. — saves about $26/yr) | $427 |
| Home insurance (est. 0.2% of price / yr) | $167 |
| HOA dues (from listing data) | $110 |
| Utilities (est.) | $447 |
| Estimated monthly total | $6,209 |
| Estimated monthly total with homestead (est.) | $6,207 |
About this home
Penny Plan Lot 55: 5BR/ 4.5BA NEW CONSTRUCTION! showcases a beautifully designed home on a FULL BASEMENT, Experience the pinnacle of tranquil living in the highly sought-after community of Sierra Lake in Cumming, Georgia. This exquisite new home blends natural serenity with refined design, positioned on an expansive homesite that offers both privacy and presence. With over 3,911 square feet of meticulously crafted living space, the layout is ideal for multi-generational living or anyone seeking generous, thoughtfully designed comfort. The main level features a private guest suite with its own bath, a formal dining room with an elegant coffered ceiling, and a versatile living room that easily serves as a home office. A cozy media room invites relaxation, while two fireplaces and custom built-in bookcases add warmth and sophistication throughout. The gourmet kitchen showcases quartz countertops, a GE appliance package, and a stylish coffee bar that creates a welcoming hub for daily routines and entertaining. Five spacious bedrooms and four-and-a-half baths ensure everyone has their own retreat. The exterior offers timeless curb appeal with three-sides brick construction and a rare…
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
Open this location in OpenStreetMap · Map data © OpenStreetMap contributors.
Similar homes in Cumming
ActiveListing Courtesy Of: Keller Williams Realty Atl North
ActiveListing Courtesy Of: RE/MAX Tru
ActiveListing Courtesy Of: Emerald Properties, Inc.
ActiveListing Courtesy Of: Real Broker, LLC.
Listing data last updated: Oct 30, 2026, 7:15 AM