Active643 Summit Hill Way, Cumming, GA 30040
MLS# 7861211 · Listing Courtesy Of: The Providence Group Realty, LLC.
Listing Contact: 678-475-9400








Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $3,311 |
| Property taxes (est. 1.0% of price / yr — not in listing data) | $546 |
| Home insurance (est. 0.2% of price / yr) | $109 |
| HOA dues (from listing data) | $200 |
| Utilities (est.) | $316 |
| Estimated monthly total | $4,481 |
About this home
Discover the The Carter by The Providence Group! Under Construction with Estimated Completion of February/March 2027! 5 bedrooms with 4 Full Bathrooms spanning over 3 levels! An open-concept layout with soaring 10-foot ceilings on the main level, creating a light-filled, spacious atmosphere. Bedroom and Full Bathroom on the main level, Functional Mudroom, Open Dining Room, and private backyards. 2nd Level features luxurious owner’s suite with tray ceiling and spa-like bath featuring Walk Through Shower with Drying Area. Massive Media Room outside of the Owners Suite separating the additional 2 Guest Bedrooms and Full Bathroom. 3rd Level features private oasis with 5th bedroom with full bathroom. Ideal Office Space or Guest Suite. Located just 1.5 miles from GA-400 and moments from the Cumming City Center and Lake Lanier, this home offers both convenience and tranquility in a beautiful mountain-view setting. *Pictures are not of actual home but of model home of same floorplan* Home is under construction and scheduled to be complete for an August/September move in. Model home can be shown to understand the floorplan. [The Carter]
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
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Listing data last updated: Oct 30, 2026, 7:00 AM