Active4795 Cold Spring Court, Cumming, GA 30041
MLS# 7823197 · Listing Courtesy Of: Keller Williams North Atlanta
Listing Contact: 770-663-7291
Facts
True monthly cost (estimates)
The full picture of owning this home each month, using the defaults shown. Every figure marked (est.) is an estimate for planning — not a quote, loan offer, or pre-approval. In the main listing search you can edit the rate, down payment, insurance and utilities in the interactive version of this panel.
| Line | $/month |
|---|---|
| Principal & interest (20% down, 6.5%, 30 yr) | $2,882 |
| Property taxes (from listing data) | $441 |
| Property taxes with standard homestead (est. — saves about $46/yr) | $437 |
| Home insurance (est. 0.2% of price / yr) | $95 |
| HOA dues (from listing data) | $194 |
| Utilities (est.) | $316 |
| Estimated monthly total | $3,929 |
| Estimated monthly total with homestead (est.) | $3,925 |
About this home
Welcome to this beautiful NORTH-FACING home in the sought-after James Creek community, featuring thoughtful upgrades and a peaceful wooded setting. FRESH NEW INTERIOR PAINT provides an inviting first impression, while wainscoting, tray ceilings, recessed lighting, and hardwood floors throughout the main and upper levels add warmth and character. The bright main level offers an open layout for everyday living and entertaining. The kitchen features granite countertops, a breakfast bar, and a spacious pantry, along with a separate dining room and light-filled living room. Upstairs, the oversized primary bedroom is a relaxing retreat with a tray ceiling and room for a sitting area. The primary bathroom includes a dual vanity, garden tub, glass shower, and large walk-in closet. The FULLY FINISHED BASEMENT features tiled flooring, a spacious family room, private office, full bathroom, and fittings for a SECOND KITCHEN AND LAUNDRY ROOM. Enjoy the FRESHLY PAINTED DECK and peaceful natural surroundings. James Creek offers IMPRESSIVE AMENITIES, including a clubhouse, fitness center, swimming pools, playgrounds, tennis facilities, pickleball, and walking trails. Conveniently located near…
Schools (from listing data)
School assignments as reported in the listing data — verify with the school district before making a decision.
Map
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Listing data last updated: Oct 25, 2026, 4:01 PM